Heidi Ihry photo

I can help simplify your mortgage process.

Meet Heidi

Heidi Ihry loves the opportunity to meet new people every day, and she considers it a privilege to be part of your mortgage, a huge milestone in your life. Heidi started with Bell Bank in 2005 and joined the mortgage team in 2012, so you can put her financial and mortgage experience to work for you. 

Heidi's goal is to build a relationship with her customers and be your financing resource. Whether you are buying a new home or refinancing, she will make the entire process smooth and enjoyable by guiding you from application all the way through to closing.
My husband and I were first-time homebuyers and were nervous about choosing a mortgage loan officer. Our worries were put at ease when we started working with Heidi Ihry at Bell Bank. She is so pleasant and easy to work with and was able to answer our many questions promptly. We couldn't be happier with our choice to work with Heidi!

Paige Olson

Expertise and Specialties

  • Purchases
  • Refinances
  • Conventional Loans
  • FHA, VA, and Rural Development loan programs
  • New construction and lot loans
  • North Dakota and Minnesota first-time home buyer programs


MortgageMapp is an electronic business card that does more than share my contact information with you. It also gives you 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options


  • Calculate payments
  • Real time rate trends
  • Request a pre-approval
  • Share with family friends & clients

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Community Involvement

  • Spare Key
  • Ronald McDonald House Charities of the Red River Valley

More About Heidi

Heidi and her husband have 2 small children and love to chase them around. Heidi enjoys being outdoors, traveling, volunteering and spending time with family and friends.